Knowledge: White Papers


Individual  Health Insurance is now less costly than a comparable Group Health  Insurance plan on a cost vs. benefit comparison basis according to the Kaiser Family Foundation.  As a business owner, there are compliant options available that allow you to convert from a Group Health plan to Individual coverage.  Please contact us to discuss how you can save 20-60% and deliver a better benefit to your co-workers.  Below is a wealth of information that will validate this opportunity.  We look forward to discussing this with you.


​7 Life Hacks to Empower Your Small Business
Find Your Company's "It" Factor
Owning a small business is a lot of work, but it's also extremely rewarding. And, as you blaze your way through the steps of becoming a successful small business, you find life hacks (invaluable knowledge) to run your business smoothly and successfully. 

Download this free, 12-page PDF eBook to learn how to:

  • Find your company's "it" factor
  • Run your business successfully
  • Set your business apart from the competition
  • Find and keep the best employees


This is the number #1 guide for life hacks for your small business. Download this new eBook today, hot off the press!

 

​5 Alarming Small Business Habits You Need to Stop Today
Learn how to break your "bad habits"
As a small business owner, you're not exactly where you want to be. You put in a lot of hours and hard work, and you're frustrated because you can't figure out what you're doing wrong. Truth is, there are only a few bad habits you need to break to find the success you want. 

Download this free, 15-page PDF eBook to learn how to:

  • Identify and break your small business "bad habits"
  • Make your employees happier
  • Run your business smoothly by using better techniques 


This is the number #1 guide for breaking "bad habits" for your small business. Download this new eBook today, hot off the press!

 

The Small Business Guide to Human Resources
How to Make the Most of Your Time
Small businesses spend a lot of time on Human Resources, however, you don't have to. By implementing simple HR best practices, you can hire and retain the best employees - all while freeing up valuable time to take care of your customers.

Download this free, 13-page eBook to learn:

  • Why 50% - 60% of small business owners' time is spent on Human Resources
  • How to successfully accomplish HR responsibilities in less time
  • Best practices in hiring, training, and benefits
  • 6 time-saving tips for attracting and retaining the best employees

Download this new eBook for small businesses today, hot off the press!



A Guide for the Self-Employed and Small Business Owner
In an ideal world, health insurance would be as easy as one, two, three - right? However in reality, navigating health insurance isn’t exactly easy. 
Download this free, 17-page PDF eBook to:

  • Understand health insurance options for small businesses and the self-employed
  • Learn key health insurance terms 
  • Navigate health reform
  • Purchase the best coverage at the lowest cost


This is the No. 1 guide on understanding health insurance for small business owners and the self-employed. Download this new eBook today, hot off the press!



The Small Business Guide to Individual Health Insurance Reimbursement 
How to Save 20% to 60% by Switching to Individual Health Insurance

Nationwide, small businesses are switching to individual health insurance reimbursement to offer excellent health benefits at a controllable cost. 
Download this free, 14-page eBook to learn:

  • How to save 20% to 60% by reimbursing employees for individual health insurance
  • The 3 key advantages of individual health insurance
  • Why 2.7 million small businesses don't offer health insurance today
  • 2 ways to reimburse employees for individual health insurance


This is the first complete guide on individual health insurance reimbursement for small business owners and HR. Download this new eBook today, hot off the press!



The 8 Small Business Health Benefit Trends All Owners Need to Know for 2015

As your small business plans for health benefits in the coming year, you may feel confused or overwhelmed by health benefit options. Where do small business health benefits stand today and what does the future hold?
Download this free, 15-page eBook to learn:

  • 8 small business health benefit trends for 2015
  • Why 60% of small businesses will adopt individual health insurance by 2017
  • What employees value in health benefits 
  • The average cost of different health benefit solutions


 

The eBook helps small business owners and HR managers make the best health insurance decisions in the coming year. Download this new eBook today, hot off the press!

 
How Employer Health Insurance is Ruining American Healthcare
And What You Should Do About It

Rising healthcare costs, driven mostly by employer health insurance, punish our nation on multiple fronts. This paper walks through how we got here, where we are going, and what you can do about it. 

Download this free, 16-page PDF eBook to learn:

  • The history of employer-provided health insurance
  • How employer health insurance is ruining American healthcare
  • The increase in demand for individual health insurance
  • What you should do about it


 

Download this new eBook today, hot off the press!

 
The Vision Clinic's Guide to Individual Health Insurance Reimbursement

How to Save 20% to 60% by Switching to Individual Health Insurance
Nationwide, vision clinics are switching to individual health insurance reimbursement to offer excellent health benefits at a controllable cost.

Download this free, 14-page eBook to learn:

  • Why only 44% of small vision clinics offer health insurance today
  • The 3 key advantages of individual health insurance
  • How to reimburse employees for individual health insurance
  • Why this approach saves you 20% to 60% 



Download this new eBook for vision clinics today, hot off the press!
 

The Veterinary Clinic's Guide to Individual Health Insurance Reimbursement
How to Save 20% to 60% by Switching to Individual Health Insurance

Nationwide, veterinary clinics are switching to individual health insurance reimbursement to offer excellent health benefits at a controllable cost.

Download this free, 14-page eBook to learn:

  • Why only 44% of small veterinary clinics offer health insurance today
  • The 3 key advantages of individual health insurance 
  • How to reimburse employees for individual health insurance
  • Why this approach saves you 20% to 60%



Download this new eBook for veterinary clinics today, hot off the press!

  

The Dental Practice's Guide to Individual Health Insurance Reimbursement
How to Save 20% to 60% by Switching to Individual Health Insurance 

Nationwide, dental practices are switching to individual health insurance reimbursement to offer excellent health benefits at a controllable cost.

Download this free, 14-page eBook to learn:

  • Why only 44% of small dental practices offer health insurance today
  • The 3 key advantages of individual health insurance
  • How to reimburse employees for individual health insurance
  • Why this approach saves you 20% to 60%


Download this new eBook for dental practices today, hot off the press!

 
Individual Health Insurance: Facts and Figures 2014-2015

With major provisions of health reform in full effect, experts agree the landscape of health insurance is rapidly changing. One of the most significant changes is a shift toward the individual health insurance market.

This updated collection of individual health insurance facts and figures provides a current snapshot of individual health insurance in America.

Employers and insurance brokers should download this guide to learn about the current individual health insurance market and future trends. 

Download this free, 15-page eBook to learn:

  • Why the individual market is expected to grow to over 150 million insureds by 2025
  • The average cost of individual health insurance, by state 
  • How group health insurance and individual health insurance premiums stack up
  • Why 60% of small employers will adopt employer-funded individual health insurance by 2017


This is the number one collection of individual health insurance trends for 2014 and 2015. Download this updated
eBook today, hot off the press!



Employer Health Insurance: Facts and Figures
The Landscape of Employer Health Insurance, 2014-2015

Experts agree the landscape of employer health insurance is changing. But what does the data show?

This updated collection combines the top data, surveys, and studies on employer health insurance to provide a current snapshot of employer health insurance in America. 

Employers and insurance brokers should download this guide to learn about the current landscape of employer health insurance, and how employer health insurance is changing. 
Download this free, 21-page eBook to learn:

  • Why 2.7 million small businesses don't offer health insurance
  • The average cost of health insurance 
  • How group health insurance and individual health insurance premiums stack up
  • What small businesses, and small business employees, value in health insurance
  • Why 60% of small businesses will adopt employer-funded individual health insurance by 2017


This is the number one guide on employer health insurance trends. Download this new eBook today, hot off the press!

 

10 Strategies for Building an Outstanding Employee Retention Program
Most businesses, even the smallest ones, have a strategy for recruiting and hiring employees. But once a key employee is on board, how do you keep him or her from jumping ship? For a small business, the loss of one key employee can be devastating; it can mean the difference between accomplishing a key business goal, or falling short. That's where an employee retention program can help.

Where do you start with an employee retention program? How can you do it on a small business budget?

Download this free, 15-page PDF eBook to learn:

  • 10 practical employee retention strategies that don't break the bank
  • How to calculate the cost of employee turnover
  • Tips for creating a positive company culture
  • How to evaluate the ROI of health benefits and employee perks


This is the number #1 guide on small business employee retention. Download this new eBook today, hot off the press!

 

The 10 Reasons Individual Health Insurance is Better for You and Your Family
And Why You Should Ask Your Company to “Quit” Group Health Insurance

Today, individual health insurance coverage is almost always better and costs about half the price of comparable group coverage. As such, there is a significant health benefits shift happening in America.  

Download this free, 26-page PDF eBook to learn:

  • How individual health insurance compares to group health insurance
  • The 10 reasons individual health insurance is better for you and your family
  • How switching to individual health insurance will save you 20-60% on healthcare costs
  • Why employer-funded individual health insurance is the obvious solution


Download this new eBook today, hot off the press!

 
eBook: 10 Reasons Group Health Insurance is Evil
And Why You Should Switch to Individual Health Insurance

A quiet revolution is changing health insurance in America: Individual health insurance has become cheaper and better than traditional group health insurance. Not only that, but group health insurance has become bad for Americans and bad for small business.

Download this free, 27-page PDF eBook to learn:

  • Why you'll be asking your employer to cancel group health insurance
  • The 10 reasons group health insurance is evil
  • How switching to individual health insurance will save you 20-60% on healthcare costs·        
  • Why employer-funded individual health insurance is the obvious solution


Download this new eBook today, hot off the press!

 


How to Reimburse Employees for Individual Health Insurance The Right Way?


Small and medium sized businesses are rapidly adopting health plans to reimburse employees tax-free for individual health insurance - as an alternative to traditional group health insurance.
 How can employers do this in a compliant and tax-free way?
 
Download this free, 11-page eBook to learn:
•    How to reimburse employees tax-free for individual health insurance
•    The federal and ACA regulations you must follow to avoid costly fines
•    Tips for administering a compliant reimbursement plan in 5 minutes per month
•    Answers to common compliance questions


Small and medium sized businesses are adopting premium reimbursement programs to offer excellent health benefits at a controllable cost


 FREE, 20-page eBook to learn:
 How to set up a premium reimbursement program in 3 simple steps
•    The advantages of reimbursing employees for individual health insurance
•    How to save 20% to 60% on the cost of healthcare
•    5 reasons employees love premium reimbursement programs
 This is the number one eBook on reimbursing individual health insurance.
CLICK HERE for this new eBook today, hot off the press!

All across the nation, small and medium sized businesses are canceling group health insurance. But this doesn't mean they're canceling health benefits altogether.
 FREE, 15-page eBook and learn:
 How to cancel group health insurance the right way
•    Why pure defined contribution health benefits are the ideal "ObamaCare" solution
•    Why individual health insurance and defined contribution is better for employees, too
•    The 3 easy steps to offering pure defined contribution health benefits
 
CLICK HERE for 15 page eBook

The small business health insurance market is undergoing a dramatic transformation from defined employer health benefits to individual health insurance and Defined Contribution
 FREE, 20-page Whitepaper to learn:
•    The current state of small business health insurance, and how we got here.
•    Why the individual market is expected to increase from 30 million to 150 million insured by 2025.
•    Why 60% of small businesses will eliminate employer-sponsored health insurance in favor of individual health insurance and Defined Contribution.
•    How Defined Contribution arrangements allow small businesses to reimburse employees for their individual health insurance costs.
•    What these changes mean for employees, employers, and industry professionals
CLICK HERE for 20 page eBook

Successfully Implement Health Benefits Employees Love
Defined contribution is the future of health benefits.
 
Download this free, 23-page eBook and learn how to:
•    Evaluate when to make the transition to defined contribution
•    Design your defined contribution plan to achieve recruiting and retention goals
•    Successfully implement defined contribution in 5 easy steps
•    Communicate with employees about why defined contribution and individual health insurance is better for them and their families
Planning for the Transition to Defined Contribution Healthcare


7 Worksheets to Evaluate and Budget for Small Business Health Insurance
 The task of evaluating and budgeting for small business health insurance can feel daunting. What strategy is right for our small business? What can we afford? How do we measure the ROI of health benefits? Are health benefits helping us recruit and retain top talent?
 This workbook provides HR professionals seven hands-on worksheets, charts, and assessments for answering these questions, and implementing a successful health benefits program.

Download this free 16-page workbook to learn how to:
•    Evaluate your health benefits goals
•    Determine the best health benefits strategy for your business
•    Compare the cost of different health plans
•    Calculate the return on investment (ROI) of health benefits
•    Calculate your employee retention rate and the cost of turnover
This is the first complete set of health benefits planning tools for small business HR professionals. Download this hands-on guide today, hot off the press!



Create affordable health benefits employees will love
For businesses to thrive in today’s economy, finding and retaining the best employees is top priority.
However, the landscape of small business health insurance is changing and the cost of group health insurance is no longer sustainable. Businesses need new ways to offer the same or better health benefits at a controllable cost.
Because of this, businesses are transitioning to defined contribution health benefits.

Small Business Owners, CEOs, and Human Resources Managers should download this guide to learn how defined contribution health benefits reduce the cost and time associated with traditional health insurance, while maintaining all of the benefits employees love.
 
Click Here to open free, 12-page eBook  to learn:
 How to design affordable health benefits that employees love
•    The top 3 reason businesses are transitioning to defined contribution
•    How defined contribution compares to group health insurance
•    Strategic ways to free up more time for meaningful work



An Owner's Guide to Small Business Hiring
 Recruit and Retain the BEST Employees
As a small business owner, who you hire is key to the success of your business. But with limited time and resources, finding and keeping the best employees can be a challenge.

Download this free, 21-page eBook to learn:
•    How to prepare for hiring your first, or 50th, employee
•    5 ways to recruit top talent in a competitive economy
•    3 tips for selecting the right candidate for the job
•    Best practices for reducing employee turnover
•    4 small business hiring trends
This is the number one eBook on Small Business Hiring         

          


The Best Kept Secret of Health Reform:
Free Health Insurance Subsidies
How to Save Money on Health Insurance in 2014 & 2015
The best kept secret of the Affordable Care Act (aka Health Reform or ObamaCare) are the health insurance subsidies which will be available to the majority of employees starting January 1, 2014.

That’s right -- the federal government is providing free money to employees to lower their annual health insurance expenses.
This concise guide provides employees and employers everything you need to know to take advantage of the discounts.
HR managers, CEOs, and employees should download this guide to learn how to save on the cost of health insurance in 2014, and beyond.
Download this free, 10-page eBook to learn:
•    How employees access the health insurance subsidies, and who is eligible
•    How your company can offer the same or better health insurance coverage at a lower cost
•    Why health insurance subsidies are the best kept secret of health reform
 This is the number one guide on the free health insurance subsidies coming in 2014 

BluePrint Insurance AdviSOrs

Comprehensive Insurance Planning

Charlotte, NC: 704-945-7173Floyd, VA: 540-745-8020 | helpdesk@blueprintbenefits.com